Lendsbay ICO and Token Sale Review

Lendsbay

Lendsbay

94 Days Ago
ICO 14%-26%Pre-ICO 30%-50%
Lendsbay

Lendsbay

Lending and borrowing is an age-old concept. There are many people out there who borrow money from friends and family to meet certain expenses. Some are decent enough to payback on time, but there are many who don’t turn up on time. This grey segment is the area of concern for the lenders. Moreover, when the transaction is taking place in between relatives, acquaintances or friends, then it lacks transparency as people are unable to clarify certain important factors like repayment dates or terms and conditions. Due to the absence of a contract between the borrower and the lender, one cannot seek legal help as well. From the borrower’s point of view, the absence of credit history will affect them when they will try to obtain a loan from any financial institution.

Goal

The main aim of Lendsbay is to create an ecosystem for informal lending between individuals based on a blockchain rating.

About Lendsbay

The Lendsbay platform is created for interaction between the users. The Lendsbay app is simple and easy to understand debt management app that helps the lender and borrower in many ways. It notifies the borrower about the payment date in advance so that the borrower can get the sum ready for payment. If someone is looking for lenders or a lender is looking for a borrower, then this app has user-friendly search section through which they can find their suitable match. A blockchain credit history is maintained and even social groups are created for the users to keep in touch.

Overview

  • SymbolLBT
  • TypeERC20
  • Countryrussian-federation
  • Start Date2018-06-18
  • End Date2018-07-29
  • Payment MethodBTCETH
  • Total Supply100000000
  • SectorBankingBusiness ServicesCommunication
  • PlatformEthereum

Team

  • Alexander Koptelov
    Founder, CEO

    Graduated from the Department of Computational Mathematics and Cybernetics at Lomonosov Moscow State University, Master's in Finance from the New Economic School in Moscow. Banking experience includes seven-plus years in market risk, three-plus years in IT and four-plus years in corporate finance at Zerich Bank, Alfa Bank and Raiffeisen Bank. Associate director of Sberbank CIB.

  • Anton Gazizov
    Founder, CFO/IR

    Graduated from Cambridge University with a degree in Economics. Has extensive experience in corporate finance at a number of major global banks and investment companies, such as Goldman Sachs, Rothschild Investment Corporation, Deutsche Bank and VTB Capital. Managing Director of Sberbank CIB.

  • Andrey Cheremkhin
    Founder, COO

    Graduated from the Law Faculty at Moscow State Pedagogical University with a degree in Civil Law. More than 10 years' experience in the legal profession, including in the fields of intellectual property and IT, extensive judicial practice in courts of various instances. Entrepreneur.

  • Lyudmila Lukashova
    Founder, СRO

    Graduated from the Faculty of Mathematical Methods in Economics at the Financial University under the Government of the Russian Federation. More than 10 years' experience in retail risk at top-three Russian banks, Chief Risk Manager

  • Vladimir Gorbunov
    IT

    Graduated from Russia's National University of Science and Technology (MISiS). More than 10 years’ experience in IT/programming and designing online and offline systems and applications. Three-plus years' experience in programming for iOS/Android. Extensive experience with Big Data and blockchain technology. Technical Director of a developer/integrator company.

  • Daria Batamirova
    Marketing strategy

    Graduated from the British School of Design with a degree in Graphic Design and from the State University of Management with a degree in Sociology and Psychology. Over 13 years' experience in marketing communications and branding for the agencies JWT, BBDO, Y & R, LEO Burnet, DDB, DRAFTFCBADV and with international clients. Director of Marketing and Communications at Sova Capital Limited.

  • Murat Yenikeyev
    Risk adviser

    Graduated from the Department of Mechanics and Mathematics at Lomonosov Moscow State University, Master's in Finance from the New Economic School in Moscow. Spent two years working for a top-three telecoms operator and has eight-plus years of experience in the field of retail risk. Head of the Retail Risk Analysis Department in top-ten Russian banks.

  • Kristina Shilova
    SMM

    Graduated from the St Petersburg State University of Film and Television with a degree in Audiovisual Engineering. Also studied Marketing and PR. Five-plus years' experience in online marketing. A Google AdWords and Yandex.Direct certified specialist. Extensive experience with SMM and targeted advertising.

  • Angelica Phillips
    UK Market

    Prior to co-founding ANDN Consulting, was a partner at Norton Rose Fulbright Corporate Finance Department, London, and spearheaded Norton Rose Fulbright’s CIS practice. Vast experience in advising on emerging markets transactions, CIS and CEE.

  • Alexey Khaliullin
    Adviser

    Graduated from the Cambridge University with a Master degree in Economics. Alexei worked at Deutsche Bank and Morgan Stanley in London, in a PE fund Alfa Capital Partners in Moscow. From 2005 to 2010 was the CFO of a premium fitness club chain "World Class". From 2010 to 2015 built a successful consumer business. Since 2015-consultant and project leader at The Boston Consulting Group, specializing in operations efficiency in a wide range of industries, as well as government innovation policy.

  • Andrey Lukashevich
    Adviser

    Graduated from the Department of Computational Mathematics and Cybernetics at Lomonosov Moscow State University, MBA at INSEAD Business School. Worked as a partner at Kei-Ei Consulting, Ward Howell International and as an M&A consultant at PwC. 2015-2018 MD, CEO Delivery Club (the largest food delivery service, presented in 97 cities of Russia). Currently CEO of the investment division Mail.ru Foodtech Ventures.

  • Evgeny Kaplin
    Adviser

    CEO Modultrade. 17+ years in International Trade and Banking business with Strategic consulting experience. Successfully launched and ran a global trade finance platform in one of the top Europe bank. McKinsey, Sberbank, Cargill, Gazprom.

  • Alexander Koptelov
    Founder, CEO

    Graduated from the Department of Computational Mathematics and Cybernetics at Lomonosov Moscow State University, Master's in Finance from the New Economic School in Moscow. Banking experience includes seven-plus years in market risk, three-plus years in IT and four-plus years in corporate finance at Zerich Bank, Alfa Bank and Raiffeisen Bank. Associate director of Sberbank CIB.

  • Anton Gazizov
    Founder, CFO/IR

    Graduated from Cambridge University with a degree in Economics. Has extensive experience in corporate finance at a number of major global banks and investment companies, such as Goldman Sachs, Rothschild Investment Corporation, Deutsche Bank and VTB Capital. Managing Director of Sberbank CIB.

  • Andrey Cheremkhin
    Founder, COO

    Graduated from the Law Faculty at Moscow State Pedagogical University with a degree in Civil Law. More than 10 years' experience in the legal profession, including in the fields of intellectual property and IT, extensive judicial practice in courts of various instances. Entrepreneur.

  • Lyudmila Lukashova
    Founder, СRO

    Graduated from the Faculty of Mathematical Methods in Economics at the Financial University under the Government of the Russian Federation. More than 10 years' experience in retail risk at top-three Russian banks, Chief Risk Manager

  • Vladimir Gorbunov
    IT

    Graduated from Russia's National University of Science and Technology (MISiS). More than 10 years’ experience in IT/programming and designing online and offline systems and applications. Three-plus years' experience in programming for iOS/Android. Extensive experience with Big Data and blockchain technology. Technical Director of a developer/integrator company.

  • Daria Batamirova
    Marketing strategy

    Graduated from the British School of Design with a degree in Graphic Design and from the State University of Management with a degree in Sociology and Psychology. Over 13 years' experience in marketing communications and branding for the agencies JWT, BBDO, Y & R, LEO Burnet, DDB, DRAFTFCBADV and with international clients. Director of Marketing and Communications at Sova Capital Limited.

  • Murat Yenikeyev
    Risk adviser

    Graduated from the Department of Mechanics and Mathematics at Lomonosov Moscow State University, Master's in Finance from the New Economic School in Moscow. Spent two years working for a top-three telecoms operator and has eight-plus years of experience in the field of retail risk. Head of the Retail Risk Analysis Department in top-ten Russian banks.

  • Kristina Shilova
    SMM

    Graduated from the St Petersburg State University of Film and Television with a degree in Audiovisual Engineering. Also studied Marketing and PR. Five-plus years' experience in online marketing. A Google AdWords and Yandex.Direct certified specialist. Extensive experience with SMM and targeted advertising.

  • Angelica Phillips
    UK Market

    Prior to co-founding ANDN Consulting, was a partner at Norton Rose Fulbright Corporate Finance Department, London, and spearheaded Norton Rose Fulbright’s CIS practice. Vast experience in advising on emerging markets transactions, CIS and CEE.

  • Alexey Khaliullin
    Adviser

    Graduated from the Cambridge University with a Master degree in Economics. Alexei worked at Deutsche Bank and Morgan Stanley in London, in a PE fund Alfa Capital Partners in Moscow. From 2005 to 2010 was the CFO of a premium fitness club chain "World Class". From 2010 to 2015 built a successful consumer business. Since 2015-consultant and project leader at The Boston Consulting Group, specializing in operations efficiency in a wide range of industries, as well as government innovation policy.

  • Andrey Lukashevich
    Adviser

    Graduated from the Department of Computational Mathematics and Cybernetics at Lomonosov Moscow State University, MBA at INSEAD Business School. Worked as a partner at Kei-Ei Consulting, Ward Howell International and as an M&A consultant at PwC. 2015-2018 MD, CEO Delivery Club (the largest food delivery service, presented in 97 cities of Russia). Currently CEO of the investment division Mail.ru Foodtech Ventures.

  • Evgeny Kaplin
    Adviser

    CEO Modultrade. 17+ years in International Trade and Banking business with Strategic consulting experience. Successfully launched and ran a global trade finance platform in one of the top Europe bank. McKinsey, Sberbank, Cargill, Gazprom.

Rates & Bonuses

  • ICO 14%-26%
  • Pre-ICO 30%-50%

Press & News