Pearlpay ICO and Token Sale Review

Pearlpay

Pearlpay

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Pearlpay

Pearlpay

Foreign payment network licenses and chip card based payment technologies are expensive and only big banks can afford it. According to studies, 79% of the banks in the Philippines are rural banks. Without E-Money in place, it costs time and money just to send a domestic remittance and pay utility bills. Pearl Pay Pera Express Strategic Outlet (PESO) is an innovative product designed to transform micro, small, and medium enterprises with existing stores like the sari-sari store (neighbourhood sundry store), pawnshop, barber shop, pharmacy, gasoline station, and other similar types of businesses to become money remittance agent. Pearl Pay will be using the Komodo Blockchain platform that provides a framework and a white-label blockchain service that allows Pearl Pay to use its own coins.

Goal

Pearl Pay aims to transform the Philippines from texting and selfie capital of the world to mobile wallet payment capital of the world. Pearl Pay wants to turn around the e-Money and cash transactions ratio, save time and money on sending domestic and OFW money remittances.

About Pearl Pay

Pearl Pay is a Virtual Money Logistics System that provides world-class and yet affordable mobile wallet white label service for rural banks. Pearl Pay is a FinTech company that helps small banks, financial institutions and MSMEs (Micro, Small, and Medium Enterprises) to offer secured mainstream and innovative banking services. Pearl Pay is a platform into which an extensive range of third-party services will be integrated including domestic/international money remittance, cryptocurrency exchange, and innovative payment solutions empowering rural banks, OFW (Overseas Filipino Workers) and MSMEs.

Overview

  • SymbolPRLPAY
  • TypeKomodo
  • Countryphilippines
  • Start Date2018-09-01
  • End Date2018-10-30
  • Payment MethodBTC
  • Total Supply500000000
  • SectorBanking
  • PlatformKomodo

Team

  • Sparky Perreras
    Co-Founder & Chief Executive Officer

    Spark acquired his IT and entrepreneurial skills from the best university in the world, University of Experience. A seasoned IT Executive, Spark worked with one of the top banks in the Philippines where he managed the first dual interface EMV card project in the country including MasterCard, Visa & AMEX EMV integration.

  • Pio Ryan Lumongsod
    Co-Founder, Chief Technology Officer & Chief Operating Officer

    Pio is an entrepreneur, IT startup enthusiast and Software Architect with more than 10 years of experience in Software Engineering with focus on scrum, test driven development, and scalability of high traffic websites.

  • Adrian Ng, M.D.
    Co-Founder & Chief Financial Officer

    Dr. Adrian started as a co-founder of Cookemeup app - a company that stood out from the 60,000 applicants as an alpha startup for the 2016 Rise conference in Hong Kong.

  • Atty. Jay Masangcay
    Co-Founder & Chief Legal Officer

    As a former Senior Associate at SGV & Co. (Ernst & Young Philippines) and now a lawyer at Feria Law Offices, Atty. Jay offers extensive experience in taxation, corporate structuring, acquisitions and cross-border transactions.

  • Jerwin Operio
    Co-Founder & Chief Marketing Officer

    Jerwin is widely known for his extensive network of business where he also acted as a business mentor to his colleagues. He has led Sales Teams across the country for many years. To this day, he has been handling businesses in different industries such as Agriculture, Retail and Wholesale, Banking, Software and Sales and Marketing.

  • John Kerr
    Co-Founder & Chairman

    Mr. John Kerr has held various positions throughout his career including Chairman, CEO, President, COO, and CFO. He took the lead of DHL Express in Asia Pacific for 14 years, lived in nine different countries and headed operations spanning 80 nations. Currently, he works with startup companies and organizations addressing social issues.

  • Napoleon Catilo
    Co-Founder & Chief Information Security Officer

    Nap has twenty years of experience designing and delivering enterprise-level software solutions. He provided various solutions for companies like PWC Consulting, HP, Yahoo!, Shell, UBS Warburg, Ford, Nestle, Microsoft Corp USA, The Guardian News & Media, Royal Bank of Scotland and NATO among others.

  • Iannis Hanen
    Co-Founder & Chief Architect

    Iannis is the former CEO of Friendster and now CEO of iScale Solutions and a Co-Founder and CTO of RightCloud Pte. Ltd. His business experience allows him to bring in a technical and management skills in any technically capable organization. He is now working with the Pearl Pay team to grow the platform and deliver the right solutions.

  • Ben Fairbank
    ICO & Blockchain Advisor

    Mr. Ben Fairbank is an experienced executive who has worked on strategic initiatives globally. He has over 20 years of global experience in Telecommunications, Customer Experience and Contact Centre industry plus than 12 years experience in Senior Management.

  • Dr. Francis Chua B
    usiness Strategy Advisor

    Mr. Francis Chua has taken multiple executive and leadership posts throughout his more than four decades of business experience. He has been the Special Envoy on Trade and Investments of the Department of Foreign Affairs, Honorary Trade and Investment Representative of the Department of Trade and Industry, Special Envoy on Trade and Investments (China) including Chairman and President of BA Securities among others.

  • Sparky Perreras
    Co-Founder & Chief Executive Officer

    Spark acquired his IT and entrepreneurial skills from the best university in the world, University of Experience. A seasoned IT Executive, Spark worked with one of the top banks in the Philippines where he managed the first dual interface EMV card project in the country including MasterCard, Visa & AMEX EMV integration.

  • Pio Ryan Lumongsod
    Co-Founder, Chief Technology Officer & Chief Operating Officer

    Pio is an entrepreneur, IT startup enthusiast and Software Architect with more than 10 years of experience in Software Engineering with focus on scrum, test driven development, and scalability of high traffic websites.

  • Adrian Ng, M.D.
    Co-Founder & Chief Financial Officer

    Dr. Adrian started as a co-founder of Cookemeup app - a company that stood out from the 60,000 applicants as an alpha startup for the 2016 Rise conference in Hong Kong.

  • Atty. Jay Masangcay
    Co-Founder & Chief Legal Officer

    As a former Senior Associate at SGV & Co. (Ernst & Young Philippines) and now a lawyer at Feria Law Offices, Atty. Jay offers extensive experience in taxation, corporate structuring, acquisitions and cross-border transactions.

  • Jerwin Operio
    Co-Founder & Chief Marketing Officer

    Jerwin is widely known for his extensive network of business where he also acted as a business mentor to his colleagues. He has led Sales Teams across the country for many years. To this day, he has been handling businesses in different industries such as Agriculture, Retail and Wholesale, Banking, Software and Sales and Marketing.

  • John Kerr
    Co-Founder & Chairman

    Mr. John Kerr has held various positions throughout his career including Chairman, CEO, President, COO, and CFO. He took the lead of DHL Express in Asia Pacific for 14 years, lived in nine different countries and headed operations spanning 80 nations. Currently, he works with startup companies and organizations addressing social issues.

  • Napoleon Catilo
    Co-Founder & Chief Information Security Officer

    Nap has twenty years of experience designing and delivering enterprise-level software solutions. He provided various solutions for companies like PWC Consulting, HP, Yahoo!, Shell, UBS Warburg, Ford, Nestle, Microsoft Corp USA, The Guardian News & Media, Royal Bank of Scotland and NATO among others.

  • Iannis Hanen
    Co-Founder & Chief Architect

    Iannis is the former CEO of Friendster and now CEO of iScale Solutions and a Co-Founder and CTO of RightCloud Pte. Ltd. His business experience allows him to bring in a technical and management skills in any technically capable organization. He is now working with the Pearl Pay team to grow the platform and deliver the right solutions.

  • Ben Fairbank
    ICO & Blockchain Advisor

    Mr. Ben Fairbank is an experienced executive who has worked on strategic initiatives globally. He has over 20 years of global experience in Telecommunications, Customer Experience and Contact Centre industry plus than 12 years experience in Senior Management.

  • Dr. Francis Chua B
    usiness Strategy Advisor

    Mr. Francis Chua has taken multiple executive and leadership posts throughout his more than four decades of business experience. He has been the Special Envoy on Trade and Investments of the Department of Foreign Affairs, Honorary Trade and Investment Representative of the Department of Trade and Industry, Special Envoy on Trade and Investments (China) including Chairman and President of BA Securities among others.

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